Provided the loyalty or gift card program is recognized by Android Pay, you can scan or manually enter the cards and have them stored digitally in Android Pay. You can set what card is used by default in the Android Pay app and change it at any time, as well as look back through your transaction history or contact your bank directly from the app.Īndroid Pay is the go-to app for in-store payments, gift cards and loyalty cards.Īndroid Pay isn't just for managing debit and credit cards, though - it can also manage your loyalty and gift cards. You don't have to open up the Android Pay app first - just make sure NFC is turned on. Assuming the store has an NFC-enabled payment terminal (which is a growing possibility, but hardly ubiquitous at this point), just wait for the total to be rung up, unlock your phone and place it on the designated payment area of the terminal. Using Android Pay in a store is the same as it was with the old Google Wallet. ![]() After that, you're using a virtual number within Android Pay, which along with other security enhancements guarantees you won't have your data compromised when making transactions. Adding a debit or credit card takes just a few taps - even less if you've previously had it stored in Google Wallet - and is verified by your bank at the time of adding. Unlike Google Wallet did in the past, Android Pay operates with the cooperation of banks and card issuers, and doesn't have any restrictions based on the phone carrier you're using.
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